Free retirement income check
How much could your savings pay you every month, for life?
Answer six quick questions and get your personal Retirement Income Profile: a monthly income estimate, the tradeoffs worth knowing, and what to ask before you move a dollar.
About 60 seconds · Free · No obligation
Example profile
Age 65, about $300,000 set aside for income
$1,600 – $1,875
estimated a month, for life
- Paid even if you live to 100+
- Doesn't depend on the market
- Less access to that money for several years
Illustration only, not a quote or a promise. Real results depend on the product, your age, the amount, and current rates.
You're in your 60s or 70s
Retired or close, and wondering how your savings turns into a steady paycheck.
You have $100K or more saved
In a 401(k), IRA, CDs, or savings, and you want to know your options before deciding anything.
You don't want to run out
Social Security covers part of the bills. You want the rest covered for as long as you live.
What you'll find out
A clear picture in plain English, before anyone asks you for anything
Your monthly income estimate
A realistic range for what your savings could pay you each month for life, based on your age and amount.
The tradeoffs, up front
What you'd give up for that income: access to the money, surrender periods, and fees on some versions.
Your next best question
Based on where your money sits now, the one thing worth checking before you move it, like rollovers or CD renewals.
An honest word
Annuities aren't right for everyone. Here's when they aren't.
You'll hear a lot of hype about annuities, and a lot of hate. The truth is in the middle. They do two jobs well: protecting money from market drops, and turning savings into income you can't outlive. Here's when to skip them.
- You don't have an emergency fund yet. Build that first.
- You'll need most of this money in the next few years. Keep it liquid.
- Social Security and a pension already cover your essential bills.
- You're carrying high-interest debt. Paying that off usually comes first.
Common questions
Is this a sales pitch?
No. The quiz and your profile are free and educational. If your situation looks like a fit, a licensed specialist can walk you through real numbers. You never have to, and nothing is bought unless you decide it makes sense.
Who would I talk to?
A licensed insurance professional who works with retirement savings and income. They show quotes side by side and explain every tradeoff in writing.
Do annuities have fees?
Some do and some don't. Simple fixed annuities often have no annual fee. Income riders and variable annuities usually do. Almost all annuities have a surrender period, meaning taking out more than a set amount in the first several years costs you. Always ask for every fee in writing.
Are annuities safe?
Fixed and fixed indexed annuities protect your principal from market losses. The guarantees are backed by the insurance company, not the FDIC, so the company's financial strength rating matters. Most states also have a guaranty association that provides some protection if an insurer fails.
What do you do with my information?
We use it to send your profile and, if your situation looks like a fit, to have one licensed specialist reach out. We don't sell your information to lead lists. You can unsubscribe any time.
See your numbers in about a minute
Free and private. We never sell your information to lead lists.